Do You Need Help With Credit Repair?

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Is your credit score less than desirable? Have you been turned down by a creditor or been denied while trying to make a big purchase such as a car or home? Maybe your interest rates on big purchases or credit cards are unnecessarily costing you lots of money. Let me assure you that one of the wisest decisions you can make is to seek professional help in dealing with your credit problems.

Most often people seek out a professional they can trust when it is necessary to make important decisions. The idea of dealing with the credit bureaus without professional help is difficult at best. The bureaus are not in business to protect your best interest. They simply process information and do not confirm its accuracy. It is your responsibility to keep your credit record accurate and up to date. The problem is knowing how to effectively get this done.

Almost 80% of all credit reports contain inaccuracies that negatively affect credit ratings for car loans, home financing, insurance premiums, and credit card APRs.

How can we help? We offer six months of proven Credit Restoration services, and a credit bureau report with credit score for a substantially reduced cost. Members are able to track their progress and get scheduled updates when inaccuracies are corrected on their credit bureau reports.

You will receive the peace of mind of a 100% money-back guarantee. In addition, members who complete the six-month credit repair process are guaranteed a 100% accurate credit report as verified by the credit bureaus. We follow all federal laws and regulations concerning credit repair and credit disputes.

Did you know your credit history will affect virtually every aspect of your life?

*Job applications
*Home purchases
*Interest rates
*Insurance premiums
*Apartment: Rental, Lease
*Deposits on: Utilities, Cable
*Cell phones
*Purchasing: Vehicle, Boat, R.V. purchases

Your credit history can also affect your payments by as much as 25% or more.
For example, a high FICO score of 720 with a 30 year fixed rate mortgage of $150,000.00; your payment would be $890.00 a month giving you the best loan rate. A low FICO credit score of 580 for the same loan amount would be $1200.00 a month.

This is 26% more ……leaving you with less money.

Lets do the math

$1200.00 - $890.00 = $310.00 per month savings

Or

Pay the extra $310 a month at 360 months = $111,600.00 wasted!!

We also provide:

Financial Education:

Knowing what to do and when are key success factors in any financial situation.
We recognize the importance of financial education. Many resources exist to help in almost any area, but finding the proper agency and phone number just to get started can be time-consuming and discouraging.

We are committed to make it easier for you to obtain help by compiling valuable services and information in one easy-to-access location for our members

Foreclosure Assistance:

We know that life is unpredictable, and that circumstances often arise that can prevent you from making your mortgage payments.

Our services are designed to help you bring your mortgage payments up-to-date using methods compliant with the Code of Federal Regulation guidelines.

Debt Relief:

Consumer debt can affect quality of life at home and effectiveness at work.
Solution: We offer a free debt consultation with a professional debt counselor to determine the level of help we can offer.

When you access this service from us, our professional resources can contact creditors, negotiate a reduction in payments and interest, waive late fees, stop harassing collection calls, and even reduce the principle amounts owed.

Bankruptcy Counseling:

Get advice and help with Bankruptcy through our services.

Certified and experienced counselors will assist you with learning the options available to you, and with understanding the advantages and disadvantages of each option. Alliance will complete and provide a detailed budget and spending plan to assist with your decisions.

This process will also include working together to create a realistic spending plan, or budget, that will help you make choices with confidence. The counseling programs are affordable and can be completed by internet or telephone. For individuals with unusual circumstances, we can accommodate special arrangements and times as needed.

We also provide Tax Preparation & Advise, 24/7 Emergency Road Service in US & Canada and Life Events ™ Counseling. All of this for only $19.95 a month.

Life shouldn’t be bogged down with financial problems. Let us help you today by calling me for a Free Credit Analysis at 206-367-1731 or 877-762-1450. As a special offer, new members will receive a $25 Restaurant Certificate, FREE!

Kathleen Schmidt
Consulting Advisor